SurgeCardInfo Surges Mastercard guide is your definitive guide to the Surge Mastercard enrollment and activation process. They will cover everything you need! Surge MasterCard does not have any annual or upfront fees.


Frequently Asked Questions

What is the Surge Credit Card Annual Fees?

The annual fee for the Surge credit card is $75-$99. After the first 12 months of opening an account, a monthly maintenance fee of up to $10 may also apply.

Who is Continental Finance?

Founded in 2005, Continental Finance Company (“CFC”) is one of America’s leading credit card distributors and services to consumers with imperfect credit. The company specializes in providing consumers with credit products and services that are largely ignored by traditional credit card issuers and local banks.

Does the Surge credit card increase credit lines?

Depending on how responsibly you used your Surge credit card for six months after your application was approved, you may qualify for a credit increase.

How to apply for a Surge Mastercard?

Applying for a Surge Mastercard has never been easier. You can apply for a Surge Credit Card online at this site, call 1-866-513-4598, or return the pre-selected Offer Acceptance Certificate you received in the mail.


Does the Surge credit card have a secure payment system?

Surge credit cards can be obtained without putting up any collateral; therefore, no cash deposit is needed.

Can I manage my new Surge card account online?

You can subscribe to our online banking service to do the following and more with your emergency card:

  • Make a wave of credit card payments
  • Apply to get your Surge card for online billing
  • View recent transactions
  • See previous statements
  • View payment history
  • View your balance and other important credit information from Surge

All you need to do is register and access your Surge login details. You can then access your overvoltage balance information anytime, 24 hours a day, 7 days a week.